Flexible Loan

Your Loan limit is based on the market value of the crypto assets in your YoBank Wallet. Additional credit is automatically and instantly available on the card upon appreciation of your crypto's value

  • Free Credit Card with a Flexible Loan Limit
  • Multiple Repayment Options
  • Additional Virtual Credit Card
  • Payments in Local Currencies
  • No Monthly/Annual Fees
  • No Hidden Fees
  • Cryptocurrencies
  • YoBank Tokens
  • Tokenized Assets
  • Utility Tokens
  • VR/Gaming Tokens
  • State-of-the-Art Technology
  • Card and Wallet Encryption
  • 24/7 Fraud Monitoring
  • 24/7 Live Assistance
  • Mobile Wallet App
  • Send/Receive Money Worldwide
  • Spending Analytics
  • Budgeting Tools
  • Enable/Disable Card Remotely

Flexible Repayment

Fiat Repayment

Clients can repay their loans using fiat currencies: USD, EUR and JPY

Crypto Sale

Should the client consider that his crypto asset has met his price target; he can place an order with the YoBank Oracle to sell a fraction of the crypto assets stored in his wallet to repay his outstanding balance in part or completely

Repayment in YoBank Tokens

Loan repayments using Yobank tokens will result in a discount on the interest

No Minimum Monthly Payment

No minimum loan repayment is required if the outstanding loan balance is within the available loan limit